Apply For A Fair Everywhere Small Business Account

Complete your application online in less than 10 minutes, most accounts opened same day.** As part of our underwriting process we may need to visit your business premises.

Enquire about our Business Account

Fill in the short form below and we'll be in touch as soon as we can.


Thank you for your interest, your information has been sent to the business team. They will contact you as soon as possible.

Apply or Enquire?


Apply in full now, this usually takes less than 10 minutes and means that you will have to spend less time on the phone to us.


Fill in a short enquiry form, this usually takes less than a minute. We will then contact you as soon as possible.

Step 1 - Please click the circle which best describes your business...
You are self-employed as a sole trader so that your business is run by you alone and in which there is no legal distinction between you and the business.
An association of two or more persons engaged in a business in which the profits and losses are shared proportionately.
A limited company is a company registered as such in the UK with Companies House in which the liability of members or subscribers of the company is limited to what they have invested or guaranteed to the company.

Step 2 - About You
First Name:
Middle Initials:
Last Name:
Date Of Birth:
Step 3 - Your Current Address
House Name or Number:
Post Code:
Step 1 - Your Contact Details
Email Address:
Confirm Email Address:
Mobile Number:
Home Phone Number:
Work Phone Number:
Step 0 - Business Information
Business Name
Is your trading address the same as your personal address?
Business Telephone Number
Business Email Address
Confirm Email Address
Business Website
Main Business Activity
Are you or is your business currently insolvent or bankrupt, or subject to an insolvency event?
Please enter how many full and part time employees the company has.
People of Interest


You now need to enter details of all partners or directors. You should also add any employees who you would like to be able to use the account or have cards.

You have been added automatically.

If no other Directors/Partners or employees please go to the next step.

Step 4 - Additional Information
Click here to view the terms and conditions
Click here to view our data policy

How would you like us to contact you?

We would like to keep you up to date on products and offers that may be of interest to you.

Please select how you would like us to contact you.

Please note: whatever option you choose, you will still receive updates regarding your existing products and services

Online Account

Are you sure? This means you'll miss out on our great offers!

Direct Mail

Please note if any further directors are added to the application form, we will need to gain their consent in order to be able to send them information on products and offers.

Thank you for your application

What happens next?

Once your account is open.

Your application is reviewed by our account opening team. They may need to contact you for any additional information they may need.

you will receive:

Once your account has been opened, you will receive:


your new account details via text message


your online account username via text message


your online account password through the post


your Fair Everywhere card and other account information through the post

Effortless opening

No signatures, no branch visits. Opening an account couldn't be easier. To apply simply complete the application.

Small change. Big difference

  • Day-to-day money management and international transfers in one place.
  • 3 currency wallets: EUR, USD, GBP.
  • Game changing currency rates.
  • UK-based support Monday to Saturday.
  • Chip & PIN secure Mastercard cards.
  • Free mobile money management app.
  • Up to 8% cashback rewards.

Keeping your money safe and secure

We don't compromise on fairness. And we don't compromise on safety.

  • Segregated client accounts ensure your money is protected.
  • Fair Everywhere is a trading style of Spectrum Payment Services Limited who are authorised by the Financial Conduct Authority
  • Instant card blocks available.
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